Previously, she covered credit cards and related content at other national web publications including NerdWallet, Bankrate and HerMoney. For rates and fees of The Platinum Card from American Express, please click here. These are provided as guidelines only and approval is not guaranteed. This compensation comes from two main sources. The cards average earning rate is also on the lower side for a rewards cards based on the average persons spending, which could make it difficult to rack up a significant points balance if you arent a frequent traveler. The offers that appear on this site are from companies from which CreditCards.com receives compensation.
The Sapphire Reserves points are also more valuable: When you are ready to redeem your points, they have a 1.5 cent value when redeemed for travel through the Chase Ultimate Rewards portal. Even considering the cards recent annual fee increase, if you use the card for all your travel purchases and take full advantage of these benefits, it can be more than worth it. The Amex Platinum card is designed for users with excellent credit (above 670), so you will want to ensure you meet those qualifications before you apply. But the Venture X tops both cards by offering a flat rate of 2X miles on all other purchases and only charging an annual fee of $395. Depending on your spending habits and travel goals, the Amex Platinum card can easily be one of the best travel rewards credit cards out there. Earn 100,000 Membership Rewards Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
In addition, American Express offers 24/7 customer service, including a chat feature on its website. Platinum Card from American Express.
All reviews are prepared by CreditCards.com staff. Stephanie Zito, Partner Offer: Terms Apply to the offers on this page. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. I understand that this is not an application for credit and that, if I wish to apply for a credit card with any participating credit card issuer, I will need to click through to complete and submit an application directly with that issuer. $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline. The $695 annual fee might set your head spinning, but the massive list of perks and benefits that come with American Expresss top-of-the-line card offers plenty of value for the luxury traveler. Bread Cashback American Express Card 2022 Review: Another Slice Of The 2% Pie. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This includes Priority Pass, Delta Sky Club and Airspace lounges, as well as Amex-exclusive Centurion Lounges. American Express has expanded The Centurion Network to include 40+ Centurion Lounge and Studio locations worldwide. All ratings are determined solely by our editorial team. The American Express mobile app is also highly rated 4.1 out of 5 in the Google Play Store and 4.9 out of 5 in the Apple App Store. Your email address unlocks your approval odds. Theyll also consider how much debt, if any, youre carrying on any other cards to make sure that if they extend you more credit youre not at risk of being overextended and defaulting.
See related: American Express Gold Card vs. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. $189 CLEAR Credit: Use your Card and get up to $189 back per year on your CLEAR membership. Luckily,American Express offers preapprovalon many of its cards, including the Amex Platinum. That earning potential, along with the Venture X cards annual travel credit and annual anniversary bonus miles can easily offset the cards annual fee.
Despite that one shortcoming, the Amex Gold cards rewards rate makes it much easier to stockpile Membership Rewards points. Plus, the card provides access to the extensive airport Global Lounge Collection, which includes more lounges than any other U.S. credit card program with 1,300 airport lounges in over 500 airports and 140 countries around the world. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website.
Earn Unlimited 2x miles on every purchase, every day. Transferring points and using them for premium cabin travel can be a way to maximize the value of your points but you can also use your rewards to upgrade your travel. Once considered the premium travel credit card, The Platinum Card from American Express now aims to reposition itself as a flashy premium lifestyle credit card, overflowing with upscale benefits, for those who dont mind an over-the-top annual fee of $695. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Welcome bonus: 100,000 Membership Rewards points after spending $6,000 on purchases on the card in the first 6 months of card membership. If you dont have enough Membership Rewards points for airfare, you can use a smaller number of points for an, Well run a soft credit pull, which wont impact your credit score, Youll see your estimated approval odds near cards to help you narrow down your options. Enrollment required. Instead, you can try to offset the cost of the annual fee by maximizing the credits and benefits that come with the card.
Thats an incredible savings compared to the Platinum Cards $175 fee for additional members, which increases the amount of effort needed to offset all the fees youll pay if you want to add on cardmembers. That alone isnt all that impressive compared to other rewards cards. Keep an eye on your inboxwell be sending over your first message soon. The card earns 2 miles per dollar on all eligible purchases, 5 miles per dollar on flights booked through Capital One Travel and 10 miles per dollar on hotels and rental cars when booking via Capital One Travel, comes with an annual travel credit of up to $300 in statement credits when booking through Capital One Travel and ability to enroll for complimentary Priority Pass Membership. TSA PreCheck or Global Entry fee credit after paying application fee with the card. The Chase Sapphire Reserve comes with same-day flight access to Priority Pass Select lounges upon enrollment. All Rights Reserved. The American Express Gold Card (Terms apply, see rates and fees) is the mid-range option for those who wish to earn American Express Membership Rewards points. If you travel frequently and want to do so in style when you do, this card deserves a place in your wallet. Read our in-depth comparison of Amex Gold Vs. Cardholders can earn 5 points per dollar on air travel and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Ultimate Rewards immediately after the first $300 is spent on travel purchases annually. Our ratings take into account the cards rewards, fees, rates along with the cards category. And like the Sapphire Reserve, it offers 10X miles on hotels and rental cars. See related: American Express card benefits. Youll still earn 5X points on flights booked directly with airlines or with American Express Travel (on up to $500,000 spent per calendar year) as well as 5X points on prepaid hotels booked with American Express Travel. It boasts an impressive list of premium lifestyle and travel benefits that will appeal to people who enjoy traveling in style and comfort. Although the Platinum card doesnt have a very impressive rewards program, the card more than makes up for its annual fee with upfront perks for all cardholders. You also get elite car rental status with Hertz and Visa Infinite benefits, which include numerous protections like lost luggage reimbursement, trip delay reimbursement, cellphone protection, complimentary concierge service, as well as purchase, extended warranty, and return protections.
Gold elite status with Hilton Honors and Marriott Bonvoy with enrollment. Apply and select your preferred metal Card design: classic Platinum Card, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. This wont impact your credit score. Plus, if you redeem your points for airfare throughAmerican Express Travel you can easily get multiple round-trip flights out of the bonus (points are worth 1 cent apiece when redeemed through American Express Travel, so the welcome bonus would be worth $1,000 if used in this way).
If you spend a significant amount on groceries or dining out, you might be able to rack up rewards faster with the Gold card over the Platinum card. To view rates and fees for American Express Gold Card please visit this page. You can redeem Membership Rewards in multiple ways. While some other travel cards offer a 1 cent per point value for statement credits, the Platinum only earns 0.6 cents making it difficult to use your points for anything other than booking flights. This includes major airline and hotel programs, making it easy to apply rewards toward travel to any destination. Copyright 2022 CreditCards.com a Red Ventures Company.
Cost includes $12.95 plus applicable local sales tax.
Uber Cash is good for U.S. rides or Eats. The Platinum card includes one of the most extensive offerings of any travel credit card, so the card is certainly worth a look for frequent travelers who put a premium on this benefit. Earn 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. Check the data at the top of this page and the bank's website for the most current information. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Some of the most valuable benefits include: This extensive list of perks is by far the most intriguing feature of the Amex Platinum card as it includes some of the most generous credits and protections among any travel card. Cardholders will get a rich rewards rate on travel: 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. The Chase Sapphire Reserve is one of the most popular luxury travel cards thanks to a number of features, including its flexible $300 annual travel credit which can be applied to any travel purchase. Thats up 25,000 points from the cards previous offer. See if youre prequalified for The Platinum Card from American Express with CardMatch, APR It provides plenty of value at a lower cost, compared to the Platinum card and does a good job of providing a broad range of popular travel and consumer benefits. Like the Platinum card, the Sapphire Reserve offers Priority Pass lounge access and a statement credit for Global Entry or TSA Precheck. Most transfers happen at a 1:1 rate, but its possible to get twice as much value out of your points. All Rights Reserved. A premium credit card typically requires a top-notch score and the Amex Platinum is no exception. See related: Chase Sapphire Reserve vs. Amex Platinum\. Other luxury travel cards like the Chase Sapphire Reserve even offer a higher than 1 cent point value when you redeem for travel purchases through its rewards portal. No other card comes with as much perk-potential as The Platinum Card from American Express (Terms apply, see rates and fees). This makes it easy to quickly find the answers to simple questions. By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. So deciding between the two will come down to which features matter most to you. Theres a ann First National Bank Of Omaha Business Edition Secured Visa Credit Card 2022 Review. However, all credit card information is presented without warranty. The annual fee for this card is at the top of the list for most expensive cards to hold. To view rates and fees for The Platinum Card from American Express please visit this page.
Although theres no official checklist required to qualify for the Platinum American Express card, in general your odds of approval are better with an excellent credit score and a solid financial standing. $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. Frequent travelers would be wise to compare the benefits offered by both cards to see which one has the right amount of features to fit their needs. The Venture X has a much smaller annual fee of $395 but still manages to pack in plenty of luxury features. Were sorry, but something went wrong and we couldnt find your approval odds.
On top of its generous annual credits, the card is one of the best available when it comes to complimentary lounge access. See Pay Over Time APR (See rates and fees), American Express Customer Service Ratings, Other Notable Features: Free airport lounge access, $189 CLEAR credit, $100 Global Entry or $85 TSA Precheck credit, no foreign transaction fees (See rates and fees), up to $200 Uber credit, up to $200 hotel credit (requires a minimum two-night stay), up to $240 digital entertainment credits, up to $300 Equinox credit on eligible memberships, Hilton Honors gold status, Uber VIP status, platinum concierge service, car rental insurance, car rental perks and discounts, luxury hotel perks and discounts, exclusive events and services, trip cancellation/interruption insurance, trip delay insurance, purchase protections, up to $100 Sake Fifth Avenue credit.
The Sapphire Reserves points are also more valuable: When you are ready to redeem your points, they have a 1.5 cent value when redeemed for travel through the Chase Ultimate Rewards portal. Even considering the cards recent annual fee increase, if you use the card for all your travel purchases and take full advantage of these benefits, it can be more than worth it. The Amex Platinum card is designed for users with excellent credit (above 670), so you will want to ensure you meet those qualifications before you apply. But the Venture X tops both cards by offering a flat rate of 2X miles on all other purchases and only charging an annual fee of $395. Depending on your spending habits and travel goals, the Amex Platinum card can easily be one of the best travel rewards credit cards out there. Earn 100,000 Membership Rewards Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
In addition, American Express offers 24/7 customer service, including a chat feature on its website. Platinum Card from American Express.
All reviews are prepared by CreditCards.com staff. Stephanie Zito, Partner Offer: Terms Apply to the offers on this page. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. I understand that this is not an application for credit and that, if I wish to apply for a credit card with any participating credit card issuer, I will need to click through to complete and submit an application directly with that issuer. $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline. The $695 annual fee might set your head spinning, but the massive list of perks and benefits that come with American Expresss top-of-the-line card offers plenty of value for the luxury traveler. Bread Cashback American Express Card 2022 Review: Another Slice Of The 2% Pie. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This includes Priority Pass, Delta Sky Club and Airspace lounges, as well as Amex-exclusive Centurion Lounges. American Express has expanded The Centurion Network to include 40+ Centurion Lounge and Studio locations worldwide. All ratings are determined solely by our editorial team. The American Express mobile app is also highly rated 4.1 out of 5 in the Google Play Store and 4.9 out of 5 in the Apple App Store. Your email address unlocks your approval odds. Theyll also consider how much debt, if any, youre carrying on any other cards to make sure that if they extend you more credit youre not at risk of being overextended and defaulting.
See related: American Express Gold Card vs. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. $189 CLEAR Credit: Use your Card and get up to $189 back per year on your CLEAR membership. Luckily,American Express offers preapprovalon many of its cards, including the Amex Platinum. That earning potential, along with the Venture X cards annual travel credit and annual anniversary bonus miles can easily offset the cards annual fee.
Despite that one shortcoming, the Amex Gold cards rewards rate makes it much easier to stockpile Membership Rewards points. Plus, the card provides access to the extensive airport Global Lounge Collection, which includes more lounges than any other U.S. credit card program with 1,300 airport lounges in over 500 airports and 140 countries around the world. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Earn Unlimited 2x miles on every purchase, every day. Transferring points and using them for premium cabin travel can be a way to maximize the value of your points but you can also use your rewards to upgrade your travel. Once considered the premium travel credit card, The Platinum Card from American Express now aims to reposition itself as a flashy premium lifestyle credit card, overflowing with upscale benefits, for those who dont mind an over-the-top annual fee of $695. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Welcome bonus: 100,000 Membership Rewards points after spending $6,000 on purchases on the card in the first 6 months of card membership. If you dont have enough Membership Rewards points for airfare, you can use a smaller number of points for an, Well run a soft credit pull, which wont impact your credit score, Youll see your estimated approval odds near cards to help you narrow down your options. Enrollment required. Instead, you can try to offset the cost of the annual fee by maximizing the credits and benefits that come with the card.
Thats an incredible savings compared to the Platinum Cards $175 fee for additional members, which increases the amount of effort needed to offset all the fees youll pay if you want to add on cardmembers. That alone isnt all that impressive compared to other rewards cards. Keep an eye on your inboxwell be sending over your first message soon. The card earns 2 miles per dollar on all eligible purchases, 5 miles per dollar on flights booked through Capital One Travel and 10 miles per dollar on hotels and rental cars when booking via Capital One Travel, comes with an annual travel credit of up to $300 in statement credits when booking through Capital One Travel and ability to enroll for complimentary Priority Pass Membership. TSA PreCheck or Global Entry fee credit after paying application fee with the card. The Chase Sapphire Reserve comes with same-day flight access to Priority Pass Select lounges upon enrollment. All Rights Reserved. The American Express Gold Card (Terms apply, see rates and fees) is the mid-range option for those who wish to earn American Express Membership Rewards points. If you travel frequently and want to do so in style when you do, this card deserves a place in your wallet. Read our in-depth comparison of Amex Gold Vs. Cardholders can earn 5 points per dollar on air travel and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Ultimate Rewards immediately after the first $300 is spent on travel purchases annually. Our ratings take into account the cards rewards, fees, rates along with the cards category. And like the Sapphire Reserve, it offers 10X miles on hotels and rental cars. See related: American Express card benefits. Youll still earn 5X points on flights booked directly with airlines or with American Express Travel (on up to $500,000 spent per calendar year) as well as 5X points on prepaid hotels booked with American Express Travel. It boasts an impressive list of premium lifestyle and travel benefits that will appeal to people who enjoy traveling in style and comfort. Although the Platinum card doesnt have a very impressive rewards program, the card more than makes up for its annual fee with upfront perks for all cardholders. You also get elite car rental status with Hertz and Visa Infinite benefits, which include numerous protections like lost luggage reimbursement, trip delay reimbursement, cellphone protection, complimentary concierge service, as well as purchase, extended warranty, and return protections.
Gold elite status with Hilton Honors and Marriott Bonvoy with enrollment. Apply and select your preferred metal Card design: classic Platinum Card, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. This wont impact your credit score. Plus, if you redeem your points for airfare throughAmerican Express Travel you can easily get multiple round-trip flights out of the bonus (points are worth 1 cent apiece when redeemed through American Express Travel, so the welcome bonus would be worth $1,000 if used in this way).
If you spend a significant amount on groceries or dining out, you might be able to rack up rewards faster with the Gold card over the Platinum card. To view rates and fees for American Express Gold Card please visit this page. You can redeem Membership Rewards in multiple ways. While some other travel cards offer a 1 cent per point value for statement credits, the Platinum only earns 0.6 cents making it difficult to use your points for anything other than booking flights. This includes major airline and hotel programs, making it easy to apply rewards toward travel to any destination. Copyright 2022 CreditCards.com a Red Ventures Company.
Cost includes $12.95 plus applicable local sales tax.
Uber Cash is good for U.S. rides or Eats. The Platinum card includes one of the most extensive offerings of any travel credit card, so the card is certainly worth a look for frequent travelers who put a premium on this benefit. Earn 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. Check the data at the top of this page and the bank's website for the most current information. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Some of the most valuable benefits include: This extensive list of perks is by far the most intriguing feature of the Amex Platinum card as it includes some of the most generous credits and protections among any travel card. Cardholders will get a rich rewards rate on travel: 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. The Chase Sapphire Reserve is one of the most popular luxury travel cards thanks to a number of features, including its flexible $300 annual travel credit which can be applied to any travel purchase. Thats up 25,000 points from the cards previous offer. See if youre prequalified for The Platinum Card from American Express with CardMatch, APR It provides plenty of value at a lower cost, compared to the Platinum card and does a good job of providing a broad range of popular travel and consumer benefits. Like the Platinum card, the Sapphire Reserve offers Priority Pass lounge access and a statement credit for Global Entry or TSA Precheck. Most transfers happen at a 1:1 rate, but its possible to get twice as much value out of your points. All Rights Reserved. A premium credit card typically requires a top-notch score and the Amex Platinum is no exception. See related: Chase Sapphire Reserve vs. Amex Platinum\. Other luxury travel cards like the Chase Sapphire Reserve even offer a higher than 1 cent point value when you redeem for travel purchases through its rewards portal. No other card comes with as much perk-potential as The Platinum Card from American Express (Terms apply, see rates and fees). This makes it easy to quickly find the answers to simple questions. By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. So deciding between the two will come down to which features matter most to you. Theres a ann First National Bank Of Omaha Business Edition Secured Visa Credit Card 2022 Review. However, all credit card information is presented without warranty. The annual fee for this card is at the top of the list for most expensive cards to hold. To view rates and fees for The Platinum Card from American Express please visit this page.
Although theres no official checklist required to qualify for the Platinum American Express card, in general your odds of approval are better with an excellent credit score and a solid financial standing. $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. Frequent travelers would be wise to compare the benefits offered by both cards to see which one has the right amount of features to fit their needs. The Venture X has a much smaller annual fee of $395 but still manages to pack in plenty of luxury features. Were sorry, but something went wrong and we couldnt find your approval odds.
On top of its generous annual credits, the card is one of the best available when it comes to complimentary lounge access. See Pay Over Time APR (See rates and fees), American Express Customer Service Ratings, Other Notable Features: Free airport lounge access, $189 CLEAR credit, $100 Global Entry or $85 TSA Precheck credit, no foreign transaction fees (See rates and fees), up to $200 Uber credit, up to $200 hotel credit (requires a minimum two-night stay), up to $240 digital entertainment credits, up to $300 Equinox credit on eligible memberships, Hilton Honors gold status, Uber VIP status, platinum concierge service, car rental insurance, car rental perks and discounts, luxury hotel perks and discounts, exclusive events and services, trip cancellation/interruption insurance, trip delay insurance, purchase protections, up to $100 Sake Fifth Avenue credit.